Dalié Jiménez
Expertise:
Bankruptcy and debtor-creditor law, consumer law, credit and debt collection markets, credit reporting, student loans, the Consumer Financial Protection Bureau, access to civil justice, randomized control trials in law
Background:
Professor Jiménez’s scholarly work focuses on contracts, bankruptcy and consumer financial distress, the regulation of financial products and its intersection with consumer protection, and access to justice. Professor Jiménez uses qualitative and quantitative empirical methods to explore the questions of how individuals cope with financial distress, how and whether our legal framework and institutions help or hinder individuals extricate themselves from this distress, and the role of the legal profession in helping individuals with this and other civil legal problems.
Professor Jiménez is one of a handful of legal academics currently using experimental techniques—randomized control trials—to explore some of these questions. She currently has three such randomized trial experiments in the works at various stages. Along with collaborators, she has raised over $1.4 million in direct and indirect costs for these projects. One of these projects inspired a legal nonprofit startup in New York.
Professor Jiménez spent a year as part of the founding staff of the Consumer Financial Protection Bureau where she worked on debt collection, debt relief, credit reporting, and student loan issues. Prior to her academic career, she clerked for the Honorable Juan R. Torruella of the United States Court of Appeals for the First Circuit, was a litigation associate at Ropes & Gray, L.L.P. in Boston, and worked on consumer protection issues at the Massachusetts State Senate.
(Log in to view full course descriptions in the UCI Law Course Catalog)
- Dalié Jiménez, Ending Perpetual Debts, 55 Hous. L. Rev. (forthcoming 2018).
- D. James Greiner, Dalié Jiménez & Lois R. Lupica, Self-Help, Reimagined, 92 Ind. L.J. 1119 (2017).
- Alexei Alexandrov & Dalié Jiménez, Lessons from Bankruptcy Reform in the Private Student Loan Market, 11 Harv. L. & Pol'y Rev. 175 (2017).
- Dalié Jiménez, Dirty Debts Sold Dirt Cheap, 52 Harv. J. on Legis. 41 (2015).
- Dalié Jiménez, The Distribution of Assets in Consumer Chapter 7 Bankruptcy Cases, 83 Am. Bankr. L.J. 795 (2009).
- April 14, 2021:
Panelist, The Pandemic’s Economic Impact: Exploring Commercial and Consumer Finance Issues, University of Oklahoma School of Law, Online - Sept. 14, 2020:
Panelist, “Race Matters,” Teach-In on Racial Justice and the Law, Cincinnati Law, Online - June 25, 2019
Witness, U.S. House Judiciary Subcommittee on Antitrust, Commercial and Administrative Law hearing on Oversight of Bankruptcy Law and Legislative Proposals, Washington, DC - May 14, 2019
Speaker, The Student Debt Crisis: Lives on Hold, Portland, OR - Jan. 4, 2019
Speaker, Commercial and Related Consumer Law and Creditors’ and Debtors’ Rights Joint Program - The Consumer Financial Protection Bureau: Past, Present, and Future, 2019 AALS Annual Meeting, New Orleans, LA - Oct. 11, 2017
Presenter, “Giving Colleges a Fresh Start: Using the Bankruptcy Code to Retool Higher Education”, American Bankruptcy Law Journal–American Bar Association Symposium, Las Vegas, NV - Oct. 5-6, 2017
Empirical Access to Justice Conference, University of South Carolina School of Law, Columbia, SC - April 7, 2017
Presenter, “How the Poor Still Pay More: A Re-Examination of Urban Poverty in the Twenty-First Century,” Fordham Urban Law Journal, New York, NY - March 31, 2017
Presenter, “Protecting Consumers in a New Era,” Rutgers Law School, Newark, NJ - Jan. 5, 2017
“New Directions in Access to Justice Research—Measuring Outcomes,” Association of American Law Schools, San Francisco, CA
- MSN:An Overlooked Path to a Financial Fresh Start
- Atlanta Journal-Constitution: Company pays off debts of Atlantans in ‘random acts of kindness’
- Oklahoma Voice: Concerns over private student loans brought to U.S. Senate panel
- Prof. Dalié Jiménez to Testify Before U.S. Senate Banking Committee on Private Student Loans
- Student Borrower Protection Center: For First Time in A Decade, Senate to Hold Hearing Solely Dedicated to Private Student Loans
- KERA News: Looking to push back Biden’s consumer protections, industry groups flock to Texas courts
- USA Today: Collection agencies can buy debt from creditors, can sue for money | Fact check
- UCI Law Professor Dalié Jiménez Awarded Funds to Study Student Loan Interventions and Debt Collection Practices
- UCI Law Leadership and Presenters at 2024 AALS Annual Meeting: “Defending Democracy”
- Marketplace: Federal student loan payments have restarted. More than a third of borrowers missed the first one (Audio)
- USA Today: Biden promised to make student loan forgiveness in bankruptcy court easier. But has he?
- Inside Higher Ed: Frustration Mounts Over Biden’s Latest Debt Relief Plans
- USA Today: Cancel student loan debt for those with income under $71K, researchers to tell Biden panel
- The New York Times: Wall Street’s Most Hated Regulator Faces a Fundamental Threat
- AirTalk with Larry Mantle: The Biden Administration’s New Student Loan Repayment Plan–How It Works And How Much Will People Save?
- Bloomberg Law: Navient Settlement Spotlights Overlooked Student Loan Discharges
- Slate: MAGA SCOTUS Is Back
- LAist: Supreme Court Strikes Down Biden Student Loan Forgiveness Program, Limits LGBTQ Protections In Favor Of Web DesignerLAist:
- MarketWatch / MorningStar: The company at the center of financial-aid disbursement has left investors with losses and college kids with questionable fees
- Wort Radio: SCOTUS Cases Explained: Student Debt Forgiveness
- Media Advisory: At UCI Law, CFPB Director Rohit Chopra to Deliver Remarks on Ensuring Fair Dealing in Financial Markets
- Business Insider: Why student-loan borrowers probably don’t need to worry about a major lender’s lawsuit to end the payment pause
- Bloomberg Law: Potential Plan B for Biden Student Loan Relief Messy, Untested
- USA Today: Plan B to cancel student loan debt? The White House won’t go there even as pressure mounts
- Bloomberg Law: Biden Loan Forgiveness Has Narrow Path to Victory Via Standing
- Business Insider: The case to block Biden’s student-loan forgiveness keeps getting weaker, legal experts say
- Business Insider: Why 2 law professors who think Biden’s student-loan forgiveness is illegal believe the GOP-led states that blocked the debt relief ‘utterly lack standing’
- Inside Higher Ed: HEROES Act at Center of Debt-Relief Legal Fight
- Bloomberg Law: Navient Loses Student Loan Bankruptcy Battle But Long Fight Looms
- The Wall Street Journal: With Student-Loan Forgiveness on Hold, Millions Wonder What's Next for Their Money
- The New York Times: Appeals Court Finds Consumer Bureau's Funding Unconstitutional
- Axios: Inside preparations to challenge Biden's student loan forgiveness
- UCLA Luskin Center for History and Policy: LISTEN: Prof. Jiménez speaks on student debt as a civil right issue with Jonathon Glater
- The Hill: Prof. White House faces legal questions with student loan forgiveness plan
- KPCC: LISTEN: Prof. Jiménez discusses Student Loan Forgiveness Plan on KPCC's Aritalk with Larry Mantle
- The Los Angeles Times: Prof. Jiménez, Director and Co-founder of UCI Student Loan Law Initiative coauthors opinion piece in The Los Angeles Times with Co-founder Jonathan Glater on student debt cancellation
- Los Angeles Times (Yahoo): Prof. Jiménez is quoted on the need for a ramp-up for student loan repayments
- The Facts: Prof. Jiménez comments on the importance of debt relief for college graduates
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The Sacramento Bee: Prof. Jimenez was quoted on findings regarding pause on student loan payments